We may disclose some or all of the data that we collect from you when you download or use the App to credit reference bureaus. The purpose of this is to verify your credit history if you apply for a loan so that we can consider it in our loan decision, and if you receive a loan, to deter and discourage you from defaulting on the repayment of the loan.
Besides sharing your data with credit reference bureaus, staff, and suppliers, we do not share information that personally identifies you unless you give us your permission in writing or unless we are under a duty to do so to comply with any legal or regulatory obligation or request. Personal information is information like your name, business name, phone number, or email address that can by itself be used to contact you or identify who you are.
We may work with third parties that pay us to issue advertisements on Numida, providing us with revenues that make it possible to offer our services free of charge to our users. In any such case, we shall ensure any such data is transferred securely and following best practice in your jurisdiction. We and our advertising partners want the advertisements on Numida to be relevant, interesting, and ideally helpful for you or your business. With this in mind, we use the information that we have about you and your business to show you advertisements that meet these goals. We do not share your personal information unless you permit us. See the definition above for Personal Information.